Single Family Residence For Sale

404 21st Street, Vero Beach, FL 32962

$419,900
3 Bedrooms
2 Bathrooms
1,640
Property Description

RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140×115! Two driveway access points, a double commercial gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you’ll find a BRAND-NEW guest bathroom renovation featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30×15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach’s natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero’s beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that’s nearly impossible to recreate in today’s market. FHA loan assumption subject to lender approval and buyer qualification.

Basic Details
Listing Type : For Sale
Price : $419,900
Bedrooms : 3
Bathrooms : 2
View : Garden, Other
Square Footage : 1,640
Full Bathrooms : 2
Property Sub Type : Single Family Residence
Features
: Electric, Central Air, Ceiling Fan(s)
: Fenced
: Patio, Screened
: Attached, Driveway, Open, Garage, Garage Door Opener, RV Access/Parking, Boat, Gravel
Ranch
Laundry Room, In Unit
Public Sewer
Insulated Windows, Storm Window(s)
Central, Electric
Tile
Metal
Location
US
FL
Indian River
Vero Beach
32962
From US-1 Turn East onto 21st SE into Vero Shores The property is on your left.
6341 - County Southeast (IR)
SE
404 21st Street Se, Vero Beach, Florida 32962
Extended Details
Breakfast Area, Eat-in Kitchen, Kitchen/Dining Combo, Other, Pantry, Separate Shower, Walk-In Closet(s)
Outdoor Living Area, Storage, Room For Pool
Virtual Tour URL
VERO SHORES UNIT 1
09.22.2026
Indian River
Vero Beach
Block
House
Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Corner Lot,Landscaped,1/4 to 1/2 Acre Lot
Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
2
140x115
South
RS-6
$0
Atlantic Key Realty Group
Dahlia Marianna Gotzmann
None
1
1640
Slab
One
140x115
Pending
2026-09-12
Standard, Listed As-Is
2026-09-22T19:19:04Z
1
1
4549.34
Public
Beaches
Property TypeSingle Family Residence
StatusPending
Listing IDB26075381
Year Built1973
Lot Area16,117.20
Mortgage Calculator
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Realtyna

Nadereh (Nana) Rezaie, P.A.  Broker Associate, Certified Luxury Home Marketing Specialist™ GUILD™

Nana Rezaie 561-660-1948

Office: 561-660-1948 1400 Corporate Center Way, Second Floor, Wellington, FL 33414 Each office independently owned and operated 561-472-1236 .

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